Life Hacks: Budgeting and The Envelope System

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Budgeting and The Envelope System LIFE HACKS: Rebuilding Your Life, One Hack at a Time There’s a big difference between spending money on paper and spending money in real life.   You see, a budget is a nothing more than a tool that tracks and manages your spending.  This first step, creating a budget, or spending your money on paper, …

Start Saving Money

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It’s never too late to start saving money for the future. Start small and build up your savings. You can open a savings account in addition to your checking. Then, set up an automatic transfer each month from your checking to your savings account. Only budget your checking account for spending. Soon, your savings account will build up. Ideally, your …