Life Hacks: How To Control Impulse Buying

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  How To Control Impulse Buying LIFE HACKS: Rebuilding Your Life, One Hack at a Time How many times have you bought something that you didn’t plan to buy while shopping? There are ways you can curb impulse buying. Making a shopping list and sticking to it will help you stay within budget. While at the store, if you come …

Life Hacks: How to Budget Your Money

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How to Budget Your Money LIFE HACKS: Rebuilding Your Life, One Hack at a Time Have you ever reached the end of a month and thought, “Where did all my money go?”  Or after you filed your taxes wondered, “How did I make so much money this year and have nothing to show for it?” I’m not the only one?  …

Life Hacks: Shopaholic? How To Control The Impulse To Buy

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Shopaholic? How To Control The Impulse To Buy LIFE HACKS: Rebuilding Your Life, One Hack at a Time Take some time for self-reflection. Does shopping make you feel good about yourself? Does owning certain things or name brands make you feel more important when you are among other people? Are you hiding behind what you own? The last thing you …

Life Hacks: Budgeting and The Envelope System

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Budgeting and The Envelope System LIFE HACKS: Rebuilding Your Life, One Hack at a Time There’s a big difference between spending money on paper and spending money in real life.   You see, a budget is a nothing more than a tool that tracks and manages your spending.  This first step, creating a budget, or spending your money on paper, …

Life Hacks: Debt Snowball

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Debt Snowball LIFE HACKS: Rebuilding Your Life, One Hack at a Time In today’s world, credit cards, car payments, and student loans all vie for our financial attention.  Between paying for the necessities (clothing, food, shelter, and transportation) and all of our debts, saving a few dollars a month can be difficult. So how can we get the budget to …

Life Hacks: How to Build Good Credit

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I don’t have enough credit or have bad credit. What should I do? A good way to build credit is to apply for a secured credit card. Most banks offer this. You start by opening a CD (Certificate of Deposit) with a fixed amount of money. The bank will give you a credit card with the credit limit equals to …

Start Saving Money

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It’s never too late to start saving money for the future. Start small and build up your savings. You can open a savings account in addition to your checking. Then, set up an automatic transfer each month from your checking to your savings account. Only budget your checking account for spending. Soon, your savings account will build up. Ideally, your …